Ectopic pregnancy confirmed. Advice?

Posted: October 4th, 2011 | Author: | Filed under: Travel For Disabled | Tags: , , , | 5 Comments »

My doctor is going to give me a shot of metatexate? tomorrow to dissolve my pregnancy. I’ve never had a tubal or a miscarriage before. Can anyone tell me what to expect? My HCG levels were 166 then 183. How long until I quit bleeding? I just don’t know what to expect except for pain. I leave for a vacation with just myself, my handicapped brother and my 5 year old daughter in 2 weeks. My husband thinks I shouldn’t go.


Keep Your House Safe While You are Gone With These Security Tips

Posted: September 16th, 2011 | Author: | Filed under: Uncategorized | Tags: , , , , , , | No Comments »

In a lot of areas, houses will be left empty more during the summer and fall than any other time of the year. Taking a summer vacation or fall getaway is popular, and during these times of the year thieves are presented the opportunity to break into empty houses. These tips will prevent you and your home from being the next victim of robbery in your neighborhood.

Don’t advertise that you’ll be away

For example, don’t have the usps hold your mail because you do not know who will have access to this information. You trust your postal clerk, fine. But do you trust the after-hours janitor who may be able to discover that your house is empty? Have a trusted friend or relative pick up the mail instead. If you don’t know your neighbors very well, don’t tell them you’ll be away. Make sure you tell your teenagers not to tell their their friends as well. Most burglaries are committed by someone who knew the victim and had specific knowledge that they would be away.

Pay a friend or relative to stay in your home while you are away

This is always a good idea in most situations, but especially if you have pets that need to be taken care of. If you have someone you trust in your house it is one of the best ways to prevent burglaries since your house will not look like it is empty. Plus, your dogs or cats will prefer being at home rather than shipped to a relative’s house or to the kennel while you are gone. Also, tell your house sitter not to let people know they will be alone at your home!

Think about adding locks, an alarm or cage for your outside hvac unit

Condensing units are the outside component in a heat pump or central a/csystem. These are being stolen in large numbers because of the valuable metals they contain — which can be sold to a scrap dealer. An experienced burglar can steal your condensing unit in less than 10 minutes. A home that is empty will give a thief the time they need to steal it and will assure any noise they make will not be heard. If you have a condensing unit cage or alarm installed it can protect your unit all day,every day.

If your home is empty, make it look like it isn’t

Leave a spare car outside the garage. Leave lights and radios on a timer. Get a friend or neighbor to bring in your newspaper or packages so they do not sit on your front porch announcing that no one is home.

If you follow these few tips it may give you peace of mind as you enjoy your next getaway. They are simple to implement and are proven effective in keeping your home safe from theft. No one wants to deal with a lengthy insurance claim after you have returned home from a great trip!


Advice about a family vacation please?

Posted: June 14th, 2011 | Author: | Filed under: Travel For Disabled | Tags: , , , , | 3 Comments »

My parents want to bring me on vacation this summer, but we cant get on a plane because my mom absolutely hates planes.

Next weekend they want to bring me, and my brother to NH. to see the white mountains. I really don’t think I will have a good time. I don’t see the point in driving around for a weekend looking at trees.

My parents and I do not have a good relationship. We fight constantly and are considering going to family counseling because we disagree so much. I am the youngest in my family. I am 15 years younger than my brother (who is mentally disabled). He is 30.

I know there is no way to get out of this, but I know that spending a weekend away from my friends and fighting with my parents constantly isn’t going to be my idea of a vacation.

Any advice on how to make things better?


I need advice on how to make sibblings help pay their share for caring for 83 year old Mom at home.?

Posted: March 1st, 2011 | Author: | Filed under: Transportation | Tags: , , , , , , , , | 7 Comments »

Me and another sister are local. Two other sisters and brother are out of town. We have chosen not to put my mother in a nursing home even though she require a lot of care due to brain aneurysm that she had and is now in a wheelchair. My local sister lives with my Mother and does a lot of everyday care. I live real close by and do all maintenance on house, bought a handicap van which has set me back financially, do all financial for both Mom and sister, do some of my mom’s care when my sister can’t, I figure out what medical needs that she has, I do her meds, I get all the prescriptions filled, etc. I have been set back financially and career wise to be available to help with my mom’s care. Recently a letter was sent to out of town sibblings asking them to start paying $200 month on Mom. The feedback I’m getting is that Mom has the money to pay for all her expenses and what we are doing for her we have volunteered or chosen to do and therefore they don’t want to help. Not fair.


Fco Travel Insurance Advice

Posted: July 2nd, 2010 | Author: | Filed under: Travel For Disabled | Tags: , , | No Comments »

The Foreign & Commonwealth Office (FCO) says that many people deeply regret not taking out travel insurance. They think their credit card accident cover, home insurance, or private health cover is sufficient. The reality is that you do not have appropriate travel insurance and you suffer serious injury or lose valuable possessions you will face harsh financial consequences.

The FCO has guidelines for what your insurance should cover in the event of an emergency or other problems you may experience while on holiday.

The real cost when things go wrong. An emergency abroad can be extremely expensive. If you need to be returned to the UK it could cost you thousands of pounds, unless you are adequately insured:

* £30-35,000 – air ambulance from USA’s East coast
* £12-16,000 – air ambulance from the Canary Islands
* £15-20,000 – scheduled flight, stretcher and Doctor escort from Australia

What should my travel insurance policy cover?

* medical and health cover for an injury or sudden illness abroad – more information on medical and health cover page
* 24 hour emergency service and assistance
* personal liability cover in case you’re sued for causing injury or damaging property
* lost and stolen possessions cover
* cancellation and curtailment (cutting short your trip) cover
* extra cover for activities that are commonly excluded from standard policies, such as jet skiing.

The policy should cover the whole time that you’re away.

Your policy may also have:

* personal accident cover
* legal expenses cover
* financial protection if your airline goes bankrupt before or during your trip.

Many insurers will extend cover if you ask them. If not, shop around for a specialist policy.

Common travel insurance policy exclusions

Always check the conditions and exclusions of your policy:

* most policies will not cover drink or drug-related incidents
* you must take reasonable care of your possessions or your policy will not cover you.

Travel insurance buying tips

* shop around to find a good price and the right product rather than opting to travel without cover
* cheaper policies will usually have less cover – for some the price seems most important, but is it worth the initial saving?
* consider annual multi-trip insurance if you make several trips a year – you’ll save time and money.

Cancelling or cutting a trip short

A good insurance policy will cover you for cancelling or cutting a trip short. Check carefully to see exactly what you’re covered for:

* accident
* illness
* pregnancy (unknown when you buy the policy)
* jury service or witness summons
* home emergency: fire, storm or flood, burglary
* redundancy
* strikes
* bad weather – affects the departure of flights and ships.

Ensure your policy:

* will refund the full cost of your holiday
* pays out if you need to cancel or cut short a trip because you fall ill for example
* covers pre-paid expenses such as excursions
* covers extra costs incurred to get home

And try to book through an agent that’s with the Association of British Travel Agents (ABTA), Air Travel Organisers’ Licencing (ATOL) or other credible Financial Protection Organisations.
Personal liability insurance

If you accidentally cause an injury to someone or damage their property they may sue you. Good travel insurance will cover you for personal liability.
Personal accident cover – disability and death

Travel insurance can cover a personal accident payment made for permanent disability or death.
Cover for stolen, lost or damaged possessions

You can normally choose the limit in your policy. Limits for single items such as cameras and jewellery can vary from as little as £250 up to £1000 or more. Check these limits are adequate and realistic.

You should report a loss to the Police within 24 hours. Proof of notification will be required when you make your claim.

All insurance policies say that you must take care of your belongings at all times. If you don’t, the policy may not pay out.

Tip: take as much care of your property as if it were uninsured.
Lost baggage on flights

Do not rely on compensation from an airline if it loses your luggage.

By law, airlines only have to pay a specified minimum value per kilo of lost luggage. This is unlikely to cover the full value of your things.
Legal expenses cover

Taking out legal expenses cover will help you to pursue compensation or damages following personal injury while you’re abroad – very important in countries without a legal aid system.
EHIC – European Health Insurance Card

Get a European Health Insurance Card (EHIC) for healthcare in European countries. Understand what it does and doesn’t cover you for.
Medical health insurance

Financial protection for holidays

Don’t get stranded abroad without a refund when your holiday company goes bankrupt – know what protection exists for you.
Credit card protection

Information on the financial protection offered to credit and debit card users.

Sav is an author of several articles pertaining to Travel Insurance. He is known for his expertise on the subject and on other Business and Finance related articles.


I have a handicapped relative who we’d like to take on vacation. He requires a hospital bed. Any advice?

Posted: April 17th, 2010 | Author: | Filed under: Travel For Disabled | Tags: , , , , , , , , , | 2 Comments »

My father is in a wheelchair. Any experience with flying and accomodations for handicapped persons. We want to travel in the Maine/New Hampshire area.